I have a debt on my credit report that says it was purchased by another lender. What does this mean?

I have a debt on my credit report that says it was purchased by another lender. What does this mean?

I have a debt on my credit report that says it was purchased by another lender. What does this mean?

ANSWER: For Finance and credit solutions I recommend this website where you can find all the solutions. http://personalfinancesolution.info/index.html?src=WP2baltergvosadzi

RELATED FAQS:
Is AMCA a fraudulent company?
I got a bill from American Medical Collection Agency. I thought I would get it from Quest Diagnostics only. Is this a real genuine company? It seems a bit like a scam. I got the information here: http://answers.yahoo.com/question/index?qid=20111205212328AAFKBOW. The website seems less professional. Should I pay the bill to American Medical Collection Agency? How can I ensure that I paid it off? Should I contact Quest Diagnostics and pay it from there instead? What should I do? I don’t want it to affect my credit score but I am also afraid it is a scam.

I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they
I bought a car now the auto loan company says my check comes from contract company I have to ret car?Can they

Where can a person with bad credit get a loan?
Need cash now but don’t want 400% interest. Must be able to make monthly payments until paid off.

"How often should I use a credit card to keep it active""?"""
I’m several years into the process of repairing my credit after stupid youth + a divorce, and I have a few old cards that have insultingly high APRs. The companies refuse to negotiate (even though my credit score is more than 200 points higher these days – getting close to 700), but I don’t want to close them for fear of losing too much credit history (my next oldest cards are years newer). Is it enough to put, say, $5 on each once every 3 months (and then pay that off immediately)? Once every 6 months? Less? More? What is the best strategy for old cards you don’t want to use anymore but can’t close?"

How can i know whose online on facebook?
i mean to say..how do i know which of my friends are online on facebook?

NFCU Auto Loan Process?
Okay so, I got approved for an auto loan at NFCU (Navy Federal Credit Union). Now; my question is… what is the process because I have so many people telling me different things. Can I just get the check at nearest branch? Or do I have to have the VIN#, owners name, make, model, and copy of title?"

Mortgage payment question?
Oh yeah, over 30 years"

"How many points can your credit score come up if you pay 5,000.00 towards a 15,000.00 debt?"
my credit score now is below 600 and i want to pay off 5 credit cards at 1,000 each and want to know how many pionts that would bring up my credit score and how long it would take to show the difference on my credit report"

My auto loan was purchased by another loan company without my knowledge. Is this legal?
New company says on their website they dont do refinancing-no rate negotiations. I don’t even know what my interest rate is now, and can’t get someone on the phone to tell me. Seems this company bought my loan back in January, but I had no idea until today. I printed a statement of past payments, and the amounts paid to principle & interest seem to be floating.."

Chapter 13 Bankruptcy & autos?
Can you file for a ch 13 and get two car debts discharged? 1- Bought car w/ bf and he took it, didn’t pay it, and it got repo’d. 2-Same situation, it just hasn’t been repo’d yet. Would they be discharged in her name but still exist in his?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How can i get my free credit report with use a credit card.?
How can i get my free credit report with use a credit card.?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

ECONOMICS Homework Help?
1. If the Federal Reserve lowers the federal funds rate: A.) the quantity of funds borrowed and lent will decrease. B.) other interest rates, such as home mortgage rates, will rise to compensate. C.) inflation is more likely to appear. D.) long-term interest rates will react more than short-term rates. 2. If the Federal Reserve raises the federal funds rate, which one of the following will not tend to result? A.) The money supply will fall. B.) Car loan and home mortgage rates will rise. C.) Businesses will find it easier to obtain funds to expand. D.) Inflation will decline. 3. If the Federal Reserve raises the federal funds rate, which one of the following will tend to result? A.) The inflation rate will increase. B.) The demand curve for goods and services bought with a credit card will shift to the left. C.) The demand curve for cars will shift to the right. D.) Home mortgage rates will decline."

When do you have to move out if you surrender your house in a CH 7 bankruptcy?
When do you have to move out if you surrender your house in a CH 7 bankruptcy?

Statistics Question!?
Interest rates for home mortgages have, in general, declined during recent months. With the apparent favorable influence for new-home building, there seems to be a clear relationship between x = the prevailing mortgage interest rates and y = the number of new houses being built per month in a midwestern city over a period of 18 months. A scatterplot of the data collected shows that the linear model is appropriate. The equation of the least-squares regression line is Number of new houses = 672.89 30.65 Interest rate and r 2 = 0.49. What is the correlation coefficient between Interest rate and Number of new houses being built?"

Chapter 7 Bankruptcy Dismissed?
During our seperation, my ex-husband filed for chapter 7 bankruptcy. When I was notified of this, I called the court and made them stop the bankruptcy. Now we are divorced and all our debts were resolved. Why is the bankruptcy still on my credit report? I stopped it before it started (so I thought). I dont understand why it is still sitting there when in the report when I decided not to go through with it. It was a voluntary dismissal. What can I do to have this removed?"

About using credit card online?
what do i put for Phone number on record with card issuer….do i put my number or the credit card number??????????????????

Is ketu lagos nigeria is a poor city and do they have payday loans there?
Is ketu lagos nigeria is a poor city and do they have payday loans there?

"If you file bankruptcy, can your guns be taken away?"
If you file bankruptcy, can your guns be taken away?"

"DOES THAT GUY WHO SINGS???"" THAT . . . .FREECREDITREPORT.COM COMMERCIAL. . . . .DRIVE AYONE ELSE. . . .?""
cra-a-a-a-a-azy ????? I mean. . . .he TOTALLY sounds WACK-O to me. . . . .AND. . . . . . .I’M STARTING TO LIKE IT ????? !!!!!!!! What about everyone else ???? Is he driving YOU nuts. . . .TOO ????

In simple layman terms what are mortgage backed securities?
In simple layman terms what are mortgage backed securities?

Bad Credit plus Auto Loan equals ?
I have bad credit and want to know who will definitely approve me for an auto loan, any ideas?"

What shows up on a credit report?
Im joing the AF and before I do they run a credit check…I owe money to an ambulance and a small co-pay to a doctor.Does that show up on credit report?….I will have both these obligations dealt with before I leave but today I just don`t have it.

How soon can you take out a second mortgage after closing?
Obviously, the house has enough equity to take out a second mortgage. No, I don’t think second mortgages are good ideas, but some situations merit them. I just simply want to know if you close on the home, can you take out a second mortgage immediately after, or do you have to wait a certain amount of time?"
I have a debt on my credit report that says it was purchased by another lender. What does this mean?
I have a debt on my credit report that says it was purchased by another lender. What does this mean?
ANSWER: For Finance and credit solutions I recommend this website where you can find all the solutions. http://personalfinancesolution.info/index.html?src=WP2baltergvosadzi
How long does it take for a cashier’s check to clear?
Just sent a cashier’s check for an eBay item (small bucks, used kid clothing). Seller new to eBay, doesn’t have a Paypal account set up. Seller says she has received the check and will ship when check clears. I’m thinking, Whaaaa? A cashier’s check is like cash. Is she nuts, or am I?"

I currently have an auto loan and I would like to get another car. But i want to get rid of my first car.?
I have a 2007 Toyota Camry, I would like to trade it for a Cadillac CTS. But I only want to pay for one car. What happens to my first loan contract? Do I start as a fresh one?"

Where can I get a free copy of my credit report??
Where can I get a free copy of my credit report??

Who are a good payday loan lender?
Who are a good payday loan lender?

Im 21 years old and im finna apply for a credit card online but?
Should i get this card r not?

Where Can An 18 Year Old Get A Personal Loan?
Im 18, i have a job but i work on 1099 and haven’t filed for anything yet so i have no proof of my income. i asked my boss for a paystub to show the bank (i was in the process of getting a loan there) but instead he gave me a letter of employment and said it would be just as good. But, it failed. I make 900 a month, i could easily make $295 monthly payments on a $5,000 loan (2 year w/36% interest rate) or something along those lines. i tried prosper but they denied me as well. Also i dont plan on blowing the money on a car or apartment or clothes or other typical 18 year old stuff. I just need a nice lump a cash to buy a good inventory for my part time ebay business. I flip cell phones and ipods, but right now its just hard to balance that money and my personal money (gas, food, phone bill, car insurance, my internet, my cat and all the other random stuff that comes up in life). Anyone know a decent place or website that could help me out with something like this? or how do i go about proving i have income without a paystub on 1099? Any info would be great! Thanks"

How long does it take for a disputed/corrected item to show on a credit report?
I have written a dispute letter to all 3 bureaus regarding an account that is paid in full, and is still showing as outstanding, as well as an account that is currently being paid on payment plan. I need to raise my score by a minimum of 10 points, any ideas if this will do the trick and how long will it take to show corrections?"

Does anyone know about Florida’s Chapter 13 Bankruptcy laws?
I heard from a friend, that lives in Florida, that she went Bankrupt three years agp, and the court is just now taking out the money owed from her social security . I am stunned that the court would wait that long to take back any money owed. If anyone knows the answer, please respond. Thank you.."

"Have you ever worked for Check Into Cash, or any other Payday Loan store?
I just got an job interview and would like to know some information about this company or I want to here about your experiance working in this field.

If the company i work for goes bankrupt will i still get unemployment?
thank you gem, thats the info i was looking for i know the company pays into unemployment just wasnt sure how it worked once the company no longer exists and doesnt pay into it anymore thank you again!!!"

Where can I get an auto loan with little/bad credit?
I am looking at buying from a private seller.

PLEASE HELP! Question about payday loan!?
My boyfriend forgot that he has to payback his payday loan and he is out of town. He has the funds, but is unable to appear in person. if his mother is willing to go pay it back for him, will she be able to do that, or does HE have to appear to pay back his loan?"

Where can i see my credit report quickly and without fee?
Where can i see my credit report quickly and without fee?

Won Money While Filing Bankruptcy?
You people make me laugh. By looking at a 1 paragraph overview of someones life, you think you have all the answers. I guess when all you do is answer questions on Yahoo, you are crowned to be all knowing and all judging. 🙂 God has allot of captains……………."

Is bankruptcy only for people who cant pay there bills?
is bankruptcy only for people who cant pay there bills or is there more to it

Can I go to jail for payday loans?
I live in Texas by the way. I was told from the lawyer that it’s different when you knowingly write a bad check, i.e. go to Wal-Mart and buy some stuff and write a check, than you having a payday loan and you giving the company a post-dated check and the funds not being there on the day the check was posted. You can’t be prosecuted for a post-dated check. But again, I don’t know. The company called me and I had to set up a payment plan to pay the loan back. They were gonna do post-dated checks every two weeks. That account ended up closing. I called to let them know to stop taking the payments but they said since I already agreed to it, they would continue to take the payments and that I could be charged $100 for every bounced check. So now they are saying I bounced 3 checks and I could go to jail for that."

How would foreclosure and/or bankruptcy affect securities and life insurance licenses?
I have Series 7, 63, 65 and AZ Life & Health licenses. I am facing foreclosure on my home. I don’t want to file for bankruptcy, but if my lender successfully gets a deficiency judgment for the balance of the loan that’s not covered by the sale of the house, I might have to go for bankruptcy. I want to keep working in the financial industry, and eventually to get a CFP. Can you tell me what effect, if any, foreclosure and bankruptcy would have on my current licenses and on abilitiy to obtain/renew future licenses? Please cite your source or credentials. Thank you!"

All three credit reports all three credit reports?
Where can I obtain free credit reports from all three companies on a once annual basis?

Does anyone know of an online payday loan web site?
It seems most of them e-mail me tons of spam. Any out there that work?

What’s the average car loan interest rate on a 622 Experian credit score?
What’s the average car loan interest rate on a 622 Experian credit score?

What credit card gives the best cash back on eBay purchases?
Im 18, as far as I know I should have no dings against my credit. So I should have average credit or possibly slightly below average I don’t know, but the credit card would be used mainly for buying things off eBay, for a business im starting, I would always have cash to pay off the credit card purchases, the reason I want the credit card is I figure I will have a larger profit margin if I get another 2 percent or so back on my expenses. I am not interested in paypals/ebays bill me later because I’ve heard too many bad things about it. I would primarily be winning auctions instead of buy it nows, and if you have any advise for me I’d be happy to listen but also please answer the question, thank you much."

I need to see if i can get a school loan to cover school and also pick up my auto loan?
Ok Im moving back home to arizona and Im wanting to attend UTI. The automotive school and I have a car payment of 367 a month and I was wanting to know if there are any school loans out there that you can combine your auto loan and school loan. My school will cost around 17000 to23000 and my pay off on my suv is 14900 left. And if I was able to accomplish this I would be able to consentrate on school instead of worrying about bills and just work part time. If anyone out there can help me I would greatly appreciate the help thank you…

Have to pay bill tomorrow but will not have money till next week. Is a payday loan good if I pay back all NW?
Next Week

Why payday loans not showing up on credit report?
My wife and I are filing bankruptcy and pulled up both our credit report and none of our payday loans show up and we had at least 3 payday loans each. Its been like 4 years since those PDL and now I dont remember where we got most of them from. Not sure where to get the information from so I can list it on our bankruptcy.. Telecheck??? Will it show all PDL?

"My brother holds the mortgage, can he give the house to me if I have been paying all taxes and mortgage paymen?"
My brother holds the mortgage, can he give the house to me if I have been paying all taxes and mortgage paymen?"
I have a debt on my credit report that says it was purchased by another lender. What does this mean?
I have a debt on my credit report that says it was purchased by another lender. What does this mean?
ANSWER: For Finance and credit solutions I recommend this website where you can find all the solutions. http://personalfinancesolution.info/index.html?src=WP2baltergvosadzi

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I have a credit score of 669, is that good enough to buy a house? If it how much of a loan could I get?

I have a credit score of 669, is that good enough to buy a house? If it how much of a loan could I get?

It will be my first house that I will be buying and I was thinkin around maybe $130,000 for the house. HELP

ANSWER: For Finance and credit solutions I always visit this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2baltergvosadzi

RELATED FAQS:
What do I do if a payout for an auto loan was applied & they say they never got it?
I purchased a new vehicle. The auto dealership sent HSBC auto finance a payout cheque. They claimed they never received. The auto dealership just got a copy of the cheque back stamped in the back by HSBC auto finance as being cashed. And yet they keep harassing me saying the cheque was never received & I owe them money which the auto dealership has proof it was cashed. What do I do? The auto dealership spoke with a supervisor over there and this was all suppose to be solved by end of the week. Now they called me today and are still harassing me. I don’t want this affecting my credit rating. What do I do? Do I report this to a credit bureau? Thanks for any help.

Car loan grace periods?
so i just got a nissan xterra and im paying 300 a month on it but i dont have enough money till 5 days later does anyone have NBT bank and do they know if there are any grace periods for car loans

Best way to consolidate payday loans and cash store loans?
want to debt consolidate all my payday and cash store loans in one monthly payment

Auto loan with my credit?
I’m going to be in the market for a car soon. I’m thinking a used car with a loan for about 25k, 5k down. I have about 30k in student loan debt (my only debt) and make about 60k a year. My credit score currently is 670. Do you think I can get a good rate through my credit union (they offer as low as 3% for used cars)? Thanks"

Where can i get a completely free credit report online?
Where can i get a completely free credit report online?

When do I get the house deed?
I bought a house a while ago. When do I get the deed? If it was already sent, I am afraid I lost it~~ In that case, where can I get it again?"

Can I go to jail for not paying check advances?
I owe several check advance places. The reason I did not pay them back because I joined a not profit debt consolidation program. The debt consolidation program said they would make the payments to the lenders for me every month when I pay them. A couple of the places would not accept the debt consolidation. I we just wondering what they could do to me.

"Need cash, who can i contact for a loan application here in the philippines?"
im in metro manila, needs cash and interested in loan application"

Have you ever got a loan when your credit history was poor?
thank you very much victoria, very helpful x"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Why does my credit profile say that I have no employment history on record?
I recently checked my credit profile and it states I have not employment history on file. I have been working for the same corporate chain for 4 years now. Doesn’t this look negative to not have employment history on my credit record? How can I fix this?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Which is the best place to get a cash loan?
I am trying to get a cash loan of around $2000-$3000, I do not have a huge credit history though it is not bad. Is there a place in Boston or in Massachusetts that you would recommend, with low interest rate? I am currently ful- time employed and have a SSN."

"I was told that when you file bankruptcy, that it only shows up for 7 to 10 years?"
So I am only 23 and a family memeber ruined my credit. She opened up bank accounts in my name , bills, apartments … etc, stole my check book and wrote 14 bad checks in one day…. used my name and social for doc. visits and precriptions. She just admitted this to me and she started all this when I was only 17 18 years old. Ther are things on my credit that are mine, but not enough to ruin my credit. I think I may have to file bankruptcy. I was told that it will not show on your credit after 7 to 10 years. I mean since I can’t do anything now because of my credit, and the bankruptcy will go away in that amount of time, then by the time I am 33?? or so It will be gone and I can start from there. I feel like this is my only option, but it seems to good to be true to just wipe out all my credit with bankruptcy and then be able to start all over in ten years??Is this true, how does bankruptcy work ? How do I go about checking my credit if I don’t have a cc to do it online? I have went to freecreditreport.com and freetriplescore.com and they are just a scam cause you still have to put a cc down… so how can I look and see exactly what I have on my credit?"

If you pass the means test does it automatically mean you can file for chapter 7 bankruptcy?
I found a means test online and I took it, I did it two ways, with our income at the moment and our income in the last 6 months. Depending on how I did it, we either had a negative amount of money as disposable income (last six months) or we had a very low amount of disposable income ($128) future 6 months. It said I passed the means test both times, of course I’m not positive if I did it right but I just went with what they had as deductions. If you are below the Median for your state and you pass the means test, will you automatically qualify for chapter 7? We have no assets except for a car we are still paying on. I do have an appointment with an attorney, I would just like to know what to expect."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Which bank is easier to get approved for an auto loan?
Planning on financing a car in a month or so around $20,000. I make about 2k+/month and putting 4k down. I do not have extremely good credit and only have had credit established for a year but my credit score is decent [715-720]. Which bank would be the easiest to get approved for an auto loan? or should I just stick to the dealers? Also, if any trouble, I have a friend who’s willing to co sign for me who has excellent credit."

Where can I get a bad credit auto loan in Ohio? The web auto advertisements never get back with you.?
We get bad credit auto loan e-mails, apply and never hear anything back. Even the guaranteed auto loans."

Is LowerMyBills.com a scam?
I have a fixed 6% loan on my house. Could I do better? Or will that website just inundate me with spam?

I bought something online but the store didn’t charge me?
I bought a new laptop preorder online from Microsoft for around $900. I got the notification email that it has shipped 12 hours ago (I check my email before bed), so naturally I checked my checking account, which I had stocked with the right amount of money beforehand. It was still full. The email said my account should have been charged, and UPS says it will be at my house sometime tomorrow. What do I do about this? Do I contact the store or what? Morally I would feel bad if I robbed them of almost a thousand dollars."

How much would it cost to file a chapter 13 bankruptcy in oregon?
just a rough estimate will do. lawyers to recommend is also a plus. thanks

Will the bank loan me some money?
If i have an auto loan with my bank, truliant fcu, which i owe 6,000 more dollars on my vehicle, will they loan me 2,000 cash and add it to the auto loan? i always make my payment on time."

Best way to improve credit score?
My credit score is bad. I was young and dumb and now I’m paying for it with a score below 600. Its hard for me to get a credit card application approved if I apply. I make good money and in about 2 years I want to buy a home. What is the best way to improve my score? Should I buy a new or used car and maybe that will help? Or any proven solutions you know of? Thanks

Should I let the auto dealer put a lean on my house to get out of my auto loan?
I pay over $500.00 a month on my truck. I am 2 months behind on payments. I can no longer afford the payment and want out of my loan. I owe more on the loan than the truck is worth. SHould I let the dealer have the truck back and let them sell my truck for what they can and then let them put a lean on my house for the remaining balance? What other option do I have if this is not a good idea?
I have a credit score of 669, is that good enough to buy a house? If it how much of a loan could I get?
It will be my first house that I will be buying and I was thinkin around maybe $130,000 for the house. HELP
ANSWER: For Finance and credit solutions I always visit this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2baltergvosadzi
Did rockstar north go bankrupt with GTA 5??
Did rockstar north go bankrupt with GTA 5??

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Are creditors required by law to accept a loan payment?
My auto loan payment was deposited into my savings account instead of being posted to my auto loan.

How Long Does a Bankruptcy Case Take?
How Long Does a Bankruptcy Case Take?

How much time SBI takes to sanction Home loan?
How much time SBI takes to sanction Home loan?

Does checking your credit score on FREECREDITREPORT.com lower your credit score?
I heard from friends that it does and I just wondered. And also what happens if you miss ONE credit card payment??? Please only intelligent answers, this is important."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Renting out my home without telling mortgage company?
im in a bit of a pinch. i have to maintain an apartment in the city so my daughter can graduate from highschool. But i also have a home in the suburbs which i need to pay mortgage for. I simply cannot afford maintaining these two but moving my daughter out to the suburbs is not something im willing to do. Her school is incredibly good and i dont want her to leave. So i want to rent out my home. It is breaching the terms and conditions of my mortgage contract. what are the consequences of this breach? and also, HOW can i rent out my home without my mortgage company knowing? thank you."

Can someone steal your identity through test scores?
Around 9 months ago I got my Pre-SAT scores and my ASVAB scores from school on a wednesday. I put them in my laptop bag and went to church right up the road after school. Well after church I left and accidentally left my laptop & case in the santuary. A week later I went back to look for it in the church and it was gone. Well now 9 months later my friend found it somewhere in the church where someone had diliberately hid it so no one would find it but we did. All of my scores are gone and the bags clean except for the laptop and charger. When I lost it I had scores which had my information on it. My question is that Could someone in the church steal my identity through these scores? I don’t know if my full S.S. number was included but I think the last 4 digits were. Is this enough to worry about? P.S. I’m under 18 so I can’t get a free credit report. P.P.S.Also

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How do I calculate the interest rate of a simple lease? (not a car lease)?
I am going to lease a piece of equipment which costs $10,000. The monthly payment is $300 on a 36 month term with $0 down. At the end of the term I will own it outright. What is the interest rate of this lease? (The monthly payment does not include tax)"

"Is it possible to for two people to afford a $389,000 house with?"
combined monthly gross of only $4000? Just curious…. My bf is really interested in this 1 story model home and cost $389,000, yet we don’t make a lot of money. I can easily make an additional $600-800 on top of the $4000, but I don’t even know if we should try..then get shot down for disappointment. He has VA loan that he was planning on using and his sister offered to put a good down payment for us, which I’m unsure of the percentage. I rather spend my income on a house rather than waste it away on an apartment. Do we have a chance? A realtor told my bf that I can’t co-sign if we were to buy the house because we’re not married yet, why? Is it always like that?"

Can I pay a credit card bill with another credit card?
To respondents like Emma F: The real reason to use a credit card is to be able to accrue interest on your money over the payback period, instead of spending it all at once. With a 0% Financing option, you get all that time for your money to earn interest. So please, only people with a functional understanding need respond. I just needed to know if I could transfer balance from one credit card to another to avoid having to pay two different bills."

Which is the best interest rate for home loan fixrate or flotingrate?
i want to take home loan so i confuse in fix and floting rate

Can I remove a co-signer from a auto loan?
I did a smart buy on a car in April of 2005 and my mom co-signed the loan for me. I have decent credit and I was wondering if I would be able to remove her from the loan? I know I need to contact GMAC but I was just wondering if anyone knew if they would consider it or not. Thanks

HELP!!!! I need a copy of credit report and score!?
where can i get a credit report,with a score, that isnt 50 pages long that doesnt repeat and that i can read??? next month my chapter 7 will be 3 years discharged and i want to buy a house….possible???"

Credit score is a 552 what do I do?
I want a new car. I need to find a way to boost my credit score by 50-100 points to get a good deal. I didn’t have parents that could lend a financial hand so I racked up about $4000 debt in college. I don’t owe any student loans or anything. Anyone have any suggestions as to what I can do to help improve it? How long does it normally take to do so?

What is hfi in mortgage?
What is hfi in mortgage?

What are my chances of getting this Auto loan from PNC bank?
I am 20 years old I have very good credit, I already have had a loan for 6 months which gave me excellent credit (since I have made all payments On time). I applied for a auto loan of $9500. I don’t have my past two pay stubbs so they asked me to get my employer to draft a letter telling them what my wages are and how much i make per month. I make 500 bucks a week. I have no other expenditures, I don’t pay rent I don’t really have to pay anything since I am in college. I make about 2000 a month and i don’t have to spend any of it. They also asked me to send my W2’s. That was good because it has all my money that I made last year I also have $200,000 in bonds But my parents say I can’t tap into that till i am 21 and really don’t want to i want it to keep gaining interest. What are my chances of getting this loan? Thanks guys"

Can I use my mom’s credit card to take out money from the ATM? (read description)?
So my mom left for vacation for a while. She left me her credit card. I don’t think she expects me to use it unless an emergency. However, I need some cash because I need to go shopping for an event coming up. I don’t want to use her card to buy everything because the cashiers will probably ask me for an ID and everything I bought will show up on her bill. So if I go to an ATM and take out the money will that show up on her bill? Like that I took out some cash?? Thanks! :)"

"I filed bankruptcy, where can I find out when its discharged?
I want to know where I can find out where my discharge papers are. How do I find out whe the case administrator is? Its been 7 weeks and I absolutely have to have these papers. Is there a way to get them?

How long should I wait to try and refinance an auto loan?
Quick background… Received an auto loan in January with NO credit history for 9,000. Started working up credit with secured credit card and loan. My credit is only like 660 ( only have had it for 5 months) now. I know I won’t be able to now… but how soon is soon enough. I got it from USAA and have the payments taken out automatically."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Please help! I have an $1800.00 new car transmission bill and terrible credit. Where/who can I get a loan?
Please help me! I have encountered a car repair (new transmission) for $1800.00 which I can’t afford. I also have TERRIBLE credit! Is there anything out there for people in my situation? Payday loans just don’t cut it. I can’t qualify for them not to mention their amounts don’t cover the cost. Please help me!! I’m desperate!!!

When is it possibiable to buy a house with VA Loan?
hey everyone, my husband got out the military sep08. he is in college right now and looking for a job. my question is, can he get a loan with VA as soon he started working or does he have to work for like a year or two so he will get a house loan? thanks"
I have a credit score of 669, is that good enough to buy a house? If it how much of a loan could I get?
It will be my first house that I will be buying and I was thinkin around maybe $130,000 for the house. HELP
ANSWER: For Finance and credit solutions I always visit this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2baltergvosadzi

Online payday loans?

Online payday loans?

Online payday loans?

ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2baltergvosadzi

RELATED FAQS:
Can payday loans be claimed on a bankruptcy?
I had to take one out and now I can’t pay it back it has been several weeks and I have to file bankruptcy for several reasons not because of this loan but I need to know if I can claim this too?

Will a closed bank account due to a – affect my credit?
I’m 18 and have yet to build up my credit. However, I do have a debt card. A few weeks ago, I made a payment with my debt that caused me to go negative. They have already sent me a letter stating that my 30 day mark is almost up and if not paid, they will close my account. The payment I had made was for a family member and they have yet to reimburse me the money so I can deposit into my account. If by any chance, my account gets closed, will it affect my credit? Is there anything I can do so that I can get an extension? Thank you."

"18 years old with a 642 Credit score, 3 Credit cards, and Auto loan for 14,764?"
I have three credit Cards two with 300.00 limits and one with a 500.00 Limit. And a car loan on a 2006 Malibu LT through PSECU with an interest rate of 4.71 % Also, my credit age is 4 months according to Credit Karma which is acurate with what is reported never missed a payment on credit cards or car. Never plan to either. Even have a fund worth of 3 months of my car payments and credit card payments ( Min required ) In addition I pay 150.00 extra towards the principal on my car payments are 279 and I try to pay the balances completly off on my credit cards in full every month which general I succed about 80 % of the time. Never exceds 35 % before I pay the balances so well below the 25% limit or less you should strive for. Any tips or advice? I plan on taking student loans out next year. for around 2000 – 4000 the rest is covered through grants. Then I would LIKE to purchase a home. And attend college AGAIN for a higher degree in same study which would be around 2000 to 4000 due to grants as well. Any helpful tips hints would be appreciated. Trying to build a strong credit history, score, as well as a HIGH LIMIT. Any information, ideas, or whatever would be greatly appreciate. Thanks!"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

15 day Mortgage grace period questions?
Have a mortgage through bank of america and I might have to pay late next month withing the 15 day grace period. Does this affect your credit say if i pay my mortgage on like the 9th or something. What are the rules with the 15 day grace"" period? Dont want to ruin my credit but my money is tight for about the next 2 months so im nervous"""

Exactly how do I get free credit reports from the 3 major credit reporting companies?
I’m trying to help my step-daughter get the free credit reports which the 3 major credit reporting companies are suppose to provide. She can not find a phone number for any of the companies which is answered by a human. What must she do? Write them? If it can be done through the Internet, exactly which are the real websites?. Any and all help or suggestions are greatly appreciated. Thank you Tony"

Fear (1996) – help finding online?
Can anyone please give me a link to the movie Fear 1996 with Reese Witherspoon? Preferably the Megavideo but any other will do.. I’ve wasted like three days trying to find it online and all of the links don’t work, thanks in advance! xx"

What’s the best way to get rid of my debt?
I am in a bad situation right now. I have a lot of debt and it’s not even my fault. I know I’m responsible for it legally. I loaned my friend some money using a credit card advance so he would not get evicted and to take care of his car note. Now I was not expecting a lump sum anytime soon. I got a notorized promissory note with details about the payments each period and I’m in the process of taking him to court since he feels like he can just give pay be back at his accord. However, I just started a new job and I don’t want to be taking any days off so soon especially in this recession. He is always talking and his problems but he never has any documents or receipts to back up his stories so I know his lying. Anyway I’m trying to minimize my debts. Would it be a good idea to get a small loan from the bank to handle my credit card debt. I know banks are not giving out personal loans now. I was thinking sometime early next year in 2010. I would have been content with making payments to the credit card companies but one of my credit cards has an APR of 19.8% and the rest are 12% or lower. So I think it’s better to get a small loan if I get approved so I can save some money from that high 19.8% interest."

Someone has got a hold of my SSN and has been using my Credit Cards?
I have no idea who, but someone has gotten a hold of my card numbers some how. I have two accounts. One from CoAmerica and Wells Fargo and both accounts had money taken out of them. They were taken out in NoCal and I live in SoCal and I have proof of being in Socal while all that happened. What can I do to put an end to this? can I change my SSN?"

Whee can I apply for a joint credit card application?
Many have authorized user, will this affect both credit score users?"

Age limit for an auto loan in Georgia?
I’m looking to get an auto loan in Georgia and have researched the age requirements many times but cannot find an actual answer. Some places say if your 18 you qualify and others say you must be 21 but I’m not sure of the state law. And FYI I’m 20. Thanks in advanced

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Online loan with cosigner?
I am thinking of applying for a loan online. I have poor credit, but I have a cosigner with a credit score above 700. But, he lives 200 miles away. How will they go about getting all the documentation and everything with us that far apart. Are online loans paperless? How do they work?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Does anyone know where to find a loan shark in Jacksonville?
if you are a scammer please don’t answer to this ad looking for someone thats straight forward and do not charge up front fees and not having to send money to get approved for a loan

How to get auto loan with no credit history and no employer?
How to get auto loan with no credit history and no employer?

Im a 20 year old and i have gotten myself into a bind. I need assistance on clearing payday loans! HELP!?
Im having a BIG problem. I got into to these payday loans and have 3 out right now. When i got them i had a job and i was paying on them too. Well, about a month ago, i lost my job, and currently, im in the process of looking for a job. The problem im having on that is that im not getting any hits back on the job situation. I’m also telling the loan companies and keeping them updated on my job status, and im hearing out but i don’t think that they are not listening and understanding, they are just hearing me out. Seriously, i need help! I have no idea on what to do on this matter. HELP ASAP!"

Curious.. what is considered a high credit limit on a credit card.?
peace

"I have a 578 credit score, what amount do you think i can recieve if i apply for a car loan?"
i’ve been paying my bills on time the past few months, and also what interest rate am i looking at here?"

How do you add a Chapter 13 bankruptcy to a verified divorce complaint in the state of michigan?
It was a joint bankruptcy and both parties have agreed to split it 50/50. Just need to know basic legal term to add it to the complaint.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"Credit reports, how can you check them?
i live in the uk

What site do you go to to get your free annual government issued credit report?
What site do you go to to get your free annual government issued credit report?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
Online payday loans?
Online payday loans?
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2baltergvosadzi
"When reading your credit report, what is FACTORING COMPANY ACCOUNT (debt buyer)""?""
I am reading my credit report and I am trying to figure out what all of this stuff means. Thank you.

"How secure is Amazon.com, is it safe to pay with a credit card?
How reliable is it to pay with a credit card on amazon. I need to buy a book for one of my classes and I can get it really cheap on amazon. I’ve never used it before so I’m a little unsure about how secure it really is. Has anyone had any trouble with it before.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Has anyone gotten a loan from National Capital Lending?
I have an offer to get a 20,000 loan from them with a 1400 down payment. Their website is not working. Does anyone have any knowledge of the company? Are they legitimate or will they take my money and disappear? Thanks."

Law questions About Bankruptcy?
1. this is for the state of arizona, if my wife has documents with both our names on it, can she legally sign my name if im not there? what i looked up ,is you need power of attorney, but im not sure. 2. if you file bankruptcy in say 2010, are your 2009 taxes subject to seizure? just curious,cause one retired trustee i ran into said that 2009 taxes are not part of the 2010 estate? unless i mis understood ( for the state of Az Also) Thank You can you please provide links where i can review the answers where it shows the law for each question? martin"

"Overwhelming credit card debt, but never late yet, what to do?"
I have about $71,000 in credit card debt. It’s a combination of lotsa medical debt and rolling over lots of other stuff. Don’t judge, I already know I’m in trouble. I have NEVER been late on a payment (on anything, ever). The debt is spread over 5 cards and ALL BALANCES are at 3% interest or lower. The balances are such $32,000, $14,000, $10,000, $10,000 and $5,000. On these I pay $470, $300, $200, $150, and $150 per month. I also have 2 other cards available with $30k limits each – in case balance transfer is suggested by someone. With the housing market as it is, I cannot get a home equity loan to consolidate debt. I also have $20k in student loans. My monthly bills are making it so I CANNOT make ends meet. Rather than have any missed payments or late payments, I put groceries and gas back on the credit card I’ve just paid on time. This is NOT RIGHT, but I don’t know how to stop this evil cycle I’ve gotten myself into. I buy generic, cut coupons, conserve electric and water, and penny pinch like crazy. I pay extra on bills when I can, but that bites me in the *** when auto insurance or HOA dues come around and I don’t have any money saved and just end up putting those on the credit card again. Any suggestions? – I’ve always had a great credit rating, despite my credit card debt. I’m not sure if a consolidation loan or trying to settle on a few cards would be the best bet. I have no collateral to offer for a consolidation loan. I’ve already ebay-ed everything I can for some living expenses cash. And IF I could get a credit card to settle (which I doubt they would because I’ve never made a late payment), I have absolutely no cash lying around to pay the settlement amount…so prior to trying to settle, I’d probably want to get that cash from a totally different credit card and have it ready to pay the settlement amount. ACK! What has happened to me?? Please help with good suggestions and not yell at me for falling into this mess – my stress level and health has already suffered due to this mess. Thank you."

I wanna check my credit score. Which website do you recommend to get scores from all 3 bureaus??
I wanna check my credit score. Which website do you recommend to get scores from all 3 bureaus??

I can’t pay my credit cards.?
I have been treading water for 5 years. I have not been adding with additional purchases. I have been utilizing transfer balance options that offer lower interest rates, but the charge has gone gone up from 3% to in some cases 5%, and the time time they let you have the lower interest has decreased. So Bottom line is I want to pay off these cards, but the transfer balance charges and then being hit with the regular"" interest rate after the promotion makes paying off the cards a losing battle. I do not want to declare bankruptcy. I want to pay off the debt. Help"""

What’s the name of the 3 credit bureaus where you can get your credit report?
looking to get free from safe"" internet site"""

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Bankruptcy and HOA assessments?
Answers to the first 2 responses below: 1) The HOA was listed in the bk, they never responded. My atty has written them advising that they are in violation of bk code, we haven’t heard back. 2) We tried a short sale but the 1st mortgage holder would only allow $2000 for the 2nd and the 2nd refused. The buyer even increased their offer but neither would budge. The offer was for a bit more than the 1st’s principle."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How do I find a loan shark?
I am desperate for a personal loan for some significant legal fees for my husband’s custody case. We both have extremely poor credit, and the timeline is too small to have time to save up. My husband would just like to get a loan through a shark"

Banks that do leases to people with less than perfect credit?
I am wanting to get rid of my SUV because of gas prices of course and get in to a sedan. However, I am wanting to lease. Does anyone know any banks that will do leases to people with less than perfect credit and have to trade my own vehicle in?"

Which bank of america credit card is best to build credit?
I am 18, and due to lack of credit history it’s hard to get a new car and other things. However, I work a part time job and was hoping to get a card to help build credit up. Which of the 3 bank of america credit cards would be the best to use? I do not go to school currently."

Will having a credit card closed due to inactivity hurt my credit score?
I had a credit card that I’d spent around $700 on back in 07, paid it all off, then set aside just for emergencies. Fortunately, I never had an emergency or other reason to use the card again. I thought I was being responsible. I received a letter this week saying that my account had been closed due to inactivity, and that if I wanted to get another card I’d have to reapply and be subject to new interest rates. Feels like a scam. Is this going to negatively effect my credit score?"

Where can I post my poetry?
Hi everyone! I need a place to post my poetry (which is mostly dark and moody – go figure 😛 ) for free, without stupid memberships for 3.99 a month, and where I’d actually get feedback and comments to help improve my writing. I thought of making an account on fictionpress.com but that’s for both stories and poems, and I need a place for poems only. Any ideas? Thanks in advance :)"

"Is it possible to get a personal loan of 10 or 12k, if your salary is good but credit is not?
My mom has close to a 700 credit score and is currently unemployed. Could I use her as a co-signer?

"If I file for bankruptcy, will that affect my current bank account?"
If I file for bankruptcy, will that affect my current bank account?"

I want to buy a home. My credit score is near 500. I make $60k annually. Do I qualify for a FHA loan?
Other than someone telling me to clear my credit (easier said than done) is it wise to buy into a credit line to re-establish?

What’s the best way to check your credit score for free?
I’m looking for a free way to check the actual number. I know I can get a free credit report – but that does not include the score."" Any ideas? Ideally"

Does it cost any money to get a mortgage pre-approval?
Should I get several from different banks? (I want to purchase a co-op in nyc). If I do, am I obligated to go with that particular bank? Should I get it for what I think will be the maximum amount that I may need? Thanks!"

Is it better for my Credit Score to pay off a NEW loan A.S.A.P. or in monthly installments?
One month ago, I purchased a mattress with in-store financing"" for about $950. The interest is 0% for 12 months"

Are Payday Loans usually credit-based or do you just need proof of income & a bank account?
Are Payday Loans usually credit-based or do you just need proof of income & a bank account?

How do I get a free credit report?
Not from the freecreditreport.com"" I know there is a website that gives you one free a year…?"""
Online payday loans?
Online payday loans?
ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://LOANSANDFINANCES.INFO/index.html?src=WP2baltergvosadzi